PAYMENT API & HUB
Helping You Get THE PAYMENTS ON!
Softmaya payment hub ıs a module that you can ıntegrate one apı wıth many payment methods
Payment Api & HUB Features
Payment gateway API is integral components for processing online transactions securely and efficiently. This API provide a bridge between merchants’ websites or applications and the payment processors or financial institutions. Here are key features the payment gateway API:
Frequently Asked Questions
Payment Processing
- Handling payments through various methods, including credit cards, debit cards, digital wallets, and bank transfers.
- Secure processing of transactions in real-time.
Payment Verification
- Verification of payment details, such as card numbers, expiration dates, CVVs, and billing addresses.
- Fraud detection and prevention measures.
Multi-Currency Support
- Support for multiple currencies to accommodate international transactions.
- Real-time currency conversion and exchange rate information
Recurring Payments
- Tools for managing and processing recurring or subscription payments.
- Scheduling and automatic billing for subscription services.
Tokenization
- Secure tokenization of payment data to enhance security and reduce PCI compliance scope.
- Storing and managing customer payment information without exposing sensitive details.
Payment Status Updates
- Real-time updates on payment status, including success, failure, and pending.
- Notifications to merchants and customers.
Refunds and Disputes
- Handling refunds and dispute resolutions.
- Issuing partial or full refunds and managing chargebacks
Transaction Reports
- Access to transaction history and detailed reports.
- Data analytics and insights for financial reconciliation and decision-making
Customizable Checkout
- Customizable checkout options and forms for a seamless user experience.
- Integration of payment gateway into the merchant’s branding
Mobile Payments
- Support for mobile payment options, including in-app purchases and mobile wallets.
- Integration with mobile applications for convenient payments.
Direct Debit and ACH Payments
- Handling of direct debit and ACH (Automated Clearing House) payments.
- Processing bank-to-bank transfers and electronic fund transfers
Dynamic Currency Conversion
- Dynamic currency conversion services for users to choose their preferred currency.
- Transparent pricing and conversion rates
PCI Compliance
- Adherence to Payment Card Industry Data Security Standard (PCI DSS) to protect cardholder data.
- Secure data transmission and storage
Webhooks and Callbacks
- Webhooks and callback features to notify merchants of transaction events.
- Customizable event triggers for specific actions
Batch Processing
- Batch processing for merchants with a high volume of transactions.
- Efficient handling of large-scale payments
Payment Gateways Integration
- Integration with multiple payment gateways and processors for flexibility.
- Offering a range of payment options to customers
API Versioning
- Versioning of the payment gateway API to ensure backward compatibility.
- Smooth transitions and updates for merchants
Security and Compliance
- Data encryption, secure tokenization, and robust security protocols.
- Compliance with industry standards and regulations
Error Handling
- Clear error messages and codes for easy troubleshooting and resolution.
- Developer-friendly documentation
Sandbox or Test Environments
- Access to sandbox or test environments for development and testing.
- Ensuring the integration works correctly before going live